Business Interruption Insurance, also known as Consequential Loss Insurance, is a type of insurance coverage that provides protection to businesses against financial losses resulting from the interruption or suspension of their normal operations due to covered perils. These perils could include events like fire, flood, natural disasters, or other specified incidents that cause physical damage to the insured property.

Contractors All Risk (CAR) Insurance is a type of insurance policy designed to provide comprehensive coverage for construction projects. It is also known as Construction All Risk Insurance. This insurance is typically purchased by contractors, builders, and construction companies to protect against various risks that may arise during the course of a construction project. The policy covers both material damage to the construction works and third-party liabilities.

Workers’ Compensation is a form of insurance that provides coverage for employees who suffer job-related injuries or illnesses. The purpose of this insurance is to ensure that employees receive necessary medical care and wage replacement benefits while protecting employers from potential lawsuits related to workplace injuries.

Fire & Perils (F&P) or Industrial Special Risks (ISR) insurance is a type of commercial property insurance that provides comprehensive coverage for physical damage to property and business interruption resulting from various perils. This type of insurance is designed to protect businesses, particularly those with complex and high-value assets, against a wide range of risks.

General Property Insurance is a type of insurance that provides coverage for a wide range of movable or transportable property owned by a business. It is designed to protect business assets, such as equipment, tools, inventory, and other personal property, against various risks and perils. This type of insurance is suitable for businesses that have assets that are not permanently attached to a specific location.

Mortgage and Lease Guarantee, or Rental Guarantee, is a type of insurance product that provides protection to landlords and property owners against the risk of financial loss resulting from a tenant’s failure to fulfill the terms of a lease agreement. This type of guarantee can be valuable in situations where landlords want additional assurance that they will receive rental payments or compensation for damages if the tenant defaults.

Directors and Officers Liability Insurance (D&O Insurance) is a type of insurance policy that provides protection for individuals serving as directors, officers, or executives of a company against personal losses in the event they are sued for alleged wrongful acts while managing the company. This coverage is designed to protect the personal assets of these individuals and attract talented individuals to serve in leadership roles without fear of personal financial liability.

Marine Cargo Insurance is a type of insurance coverage that provides protection for goods and merchandise being transported by various modes of transportation, typically by sea but also by air, land, or a combination of these methods. This insurance helps mitigate the financial risks associated with the loss, damage, or theft of goods during transit.

Marine Hull Insurance is a type of insurance coverage that provides protection for the hull and machinery of ships and other watercraft. This insurance is specifically designed for owners of vessels, such as ships, boats, and other marine crafts, to mitigate financial losses resulting from damage to the vessel itself, as well as potential liabilities arising from maritime operations.

Machinery Breakdown Insurance is a type of insurance coverage that provides protection for businesses against financial losses arising from the sudden and unforeseen breakdown of machinery and equipment. This insurance is designed to cover the costs associated with repairing or replacing the damaged machinery and the resulting business interruption.

Goods In Transit Insurance, also known as Cargo Insurance, is a type of insurance coverage that protects goods and merchandise while they are being transported from one location to another. This insurance is designed to provide financial protection against various risks that can lead to damage, loss, or theft of the goods during transit.

Key Man Insurance, also known as Key Person Insurance or Key Employee Insurance, is a type of life insurance policy that a business takes out on the life of a key individual whose loss or absence could have a significant impact on the financial stability and success of the company. The key person is typically a founder, owner, executive, or employee with unique skills, knowledge, or leadership that contributes significantly to the business.